V2.1: Plafond negatif, reserve vault, carte bancaire visuelle, panel rewrite

- db: added client_negative_floor column to banks
- bank_manager: vault check on depot, negative floor on retrait/virement
- banque: new /banque set-plafond and /banque set-reserve commands
- bank_card: new Pillow-based bank card image generator
- panel: full rewrite (no more JSON), guild name in title, new banking flow
This commit is contained in:
utilisateurqu 2026-08-19 17:11:52 +02:00
parent c9ad155bf6
commit 48ec3a3d89
5 changed files with 868 additions and 1637 deletions

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@ -240,6 +240,56 @@ class Banque(commands.Cog):
except ValueError as e:
await interaction.response.send_message(f"❌ {e}", ephemeral=True)
@banque_group.command(name="set-plafond", description="Définir le plafond négatif autorisé pour les comptes clients")
@app_commands.describe(plafond="Plafond négatif (ex: 1000 = les clients peuvent descendre à -1000€)")
async def set_plafond(self, interaction: discord.Interaction, plafond: float):
bank = await self._get_user_bank(interaction)
if not bank:
await interaction.response.send_message(
"❌ Vous n'avez pas de rôle de banquier sur ce serveur.", ephemeral=True
)
return
if plafond < 0 or plafond > 10000:
await interaction.response.send_message(
"❌ Le plafond doit être entre 0 et 10000€.", ephemeral=True
)
return
ok = await bank_manager.set_negative_floor(interaction.guild.id, bank["id"], plafond)
if ok:
await interaction.response.send_message(
f"✅ Plafond négatif de **{bank['name']}** défini à **-{plafond:.2f}€**.",
ephemeral=True,
)
else:
await interaction.response.send_message("❌ Erreur.", ephemeral=True)
@banque_group.command(name="set-reserve", description="Définir le montant de la réserve bancaire (vault)")
@app_commands.describe(montant="Montant de la réserve")
async def set_reserve(self, interaction: discord.Interaction, montant: float):
bank = await self._get_user_bank(interaction)
if not bank:
await interaction.response.send_message(
"❌ Vous n'avez pas de rôle de banquier sur ce serveur.", ephemeral=True
)
return
if montant < 0:
await interaction.response.send_message(
"❌ La réserve ne peut pas être négative.", ephemeral=True
)
return
ok = await bank_manager.set_vault_balance(interaction.guild.id, bank["id"], montant)
if ok:
await interaction.response.send_message(
f"✅ Réserve de **{bank['name']}** définie à **{montant:.2f}€**.",
ephemeral=True,
)
else:
await interaction.response.send_message("❌ Erreur.", ephemeral=True)
async def setup(bot):
await bot.add_cog(Banque(bot))

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158
utils/bank_card.py Normal file
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@ -0,0 +1,158 @@
import os
import math
from io import BytesIO
from PIL import Image, ImageDraw, ImageFont
class BankCardGenerator:
WIDTH = 856
HEIGHT = 540
RADIUS = 30
COLORS = {
"dark": (25, 25, 35),
"mid": (35, 40, 60),
"light": (50, 55, 80),
"accent": (0, 180, 160),
"accent_dim": (0, 120, 105),
"gold": (212, 175, 55),
"white": (255, 255, 255),
"gray": (160, 165, 180),
"dim": (90, 95, 110),
}
def __init__(self):
self.font_title = ImageFont.load_default()
self.font_label = ImageFont.load_default()
self.font_value = ImageFont.load_default()
self.font_rib = ImageFont.load_default()
self.font_large = ImageFont.load_default()
try:
base = os.path.join(os.path.dirname(__file__), "..", "ressources", "fonts")
if os.path.isdir(base):
for name in os.listdir(base):
path = os.path.join(base, name)
lower = name.lower()
if "bold" in lower:
self.font_title = ImageFont.truetype(path, 26)
self.font_large = ImageFont.truetype(path, 36)
elif "mono" in lower or "regular" in lower:
self.font_label = ImageFont.truetype(path, 16)
self.font_value = ImageFont.truetype(path, 22)
self.font_rib = ImageFont.truetype(path, 20)
except Exception:
pass
def _rounded_rect(self, draw, xy, radius, fill, outline=None, width=0):
x0, y0, x1, y1 = xy
r = radius
draw.ellipse([x0, y0, x0 + 2 * r, y0 + 2 * r], fill=fill, outline=outline, width=width)
draw.ellipse([x1 - 2 * r, y0, x1, y0 + 2 * r], fill=fill, outline=outline, width=width)
draw.ellipse([x0, y1 - 2 * r, x0 + 2 * r, y1], fill=fill, outline=outline, width=width)
draw.ellipse([x1 - 2 * r, y1 - 2 * r, x1, y1], fill=fill, outline=outline, width=width)
draw.rectangle([x0 + r, y0, x1 - r, y1], fill=fill)
draw.rectangle([x0, y0 + r, x1, y1 - r], fill=fill)
if outline and width:
draw.arc([x0, y0, x0 + 2 * r, y0 + 2 * r], 180, 270, fill=outline, width=width)
draw.arc([x1 - 2 * r, y0, x1, y0 + 2 * r], 270, 0, fill=outline, width=width)
draw.arc([x0, y1 - 2 * r, x0 + 2 * r, y1], 90, 180, fill=outline, width=width)
draw.arc([x1 - 2 * r, y1 - 2 * r, x1, y1], 0, 90, fill=outline, width=width)
draw.line([x0 + r, y0, x1 - r, y0], fill=outline, width=width)
draw.line([x0 + r, y1, x1 - r, y1], fill=outline, width=width)
draw.line([x0, y0 + r, x0, y1 - r], fill=outline, width=width)
draw.line([x1, y0 + r, x1, y1 - r], fill=outline, width=width)
def _draw_gradient_rect(self, draw, xy, color_start, color_end, vertical=True):
x0, y0, x1, y1 = xy
if vertical:
for y in range(y0, y1):
t = (y - y0) / max(1, y1 - y0)
r = int(color_start[0] + (color_end[0] - color_start[0]) * t)
g = int(color_start[1] + (color_end[1] - color_start[1]) * t)
b = int(color_start[2] + (color_end[2] - color_start[2]) * t)
draw.line([(x0, y), (x1, y)], fill=(r, g, b))
else:
for x in range(x0, x1):
t = (x - x0) / max(1, x1 - x0)
r = int(color_start[0] + (color_end[0] - color_start[0]) * t)
g = int(color_start[1] + (color_end[1] - color_start[1]) * t)
b = int(color_start[2] + (color_end[2] - color_start[2]) * t)
draw.line([(x, y0), (x, y1)], fill=(r, g, b))
def _draw_chip(self, draw, x, y):
w, h = 55, 40
self._rounded_rect(draw, (x, y, x + w, y + h), 6, fill=(200, 175, 50), outline=(180, 155, 40), width=2)
draw.line([(x + 8, y + h // 3), (x + w - 8, y + h // 3)], fill=(160, 135, 30), width=1)
draw.line([(x + 8, y + 2 * h // 3), (x + w - 8, y + 2 * h // 3)], fill=(160, 135, 30), width=1)
draw.line([(x + w // 3, y + 4), (x + w // 3, y + h - 4)], fill=(160, 135, 30), width=1)
draw.line([(x + 2 * w // 3, y + 4), (x + 2 * w // 3, y + h - 4)], fill=(160, 135, 30), width=1)
def _draw_wave(self, draw, y_base, color, amplitude=15, segments=8):
points = []
w = self.WIDTH
for i in range(segments + 1):
x = int(w * i / segments)
y = y_base + int(amplitude * math.sin(i * 1.2))
points.append((x, y))
for i in range(len(points) - 1):
draw.line([points[i], points[i + 1]], fill=color, width=2)
def generate(
self,
bank_name: str,
holder_name: str,
rib: str,
solde: float,
account_type: str = "particulier",
tva_rate: float = 0.0,
) -> BytesIO:
img = Image.new("RGB", (self.WIDTH, self.HEIGHT), self.COLORS["dark"])
draw = ImageDraw.Draw(img)
self._draw_gradient_rect(draw, (0, 0, self.WIDTH, self.HEIGHT), self.COLORS["dark"], self.COLORS["mid"])
self._draw_wave(draw, 120, (*self.COLORS["accent"][:3],), amplitude=20, segments=10)
self._draw_wave(draw, 140, (*self.COLORS["accent_dim"][:3],), amplitude=15, segments=12)
self._draw_wave(draw, 360, (*self.COLORS["light"][:3],), amplitude=12, segments=8)
self._rounded_rect(draw, (20, 20, self.WIDTH - 20, self.HEIGHT - 20), self.RADIUS, fill=None, outline=self.COLORS["accent"], width=2)
self._draw_chip(draw, 60, 130)
draw.text((75, 185), "VICTORIA'S VICE", fill=self.COLORS["accent"], font=self.font_title)
draw.text((75, 218), bank_name.upper(), fill=self.COLORS["gray"], font=self.font_label)
type_label = "COMPTE ENTREPRISE" if account_type == "entreprise" else "COMPTE PARTICULIER"
draw.text((self.WIDTH - 200, 45), type_label, fill=self.COLORS["dim"], font=self.font_label)
y_rib = 280
draw.text((60, y_rib), "RIB", fill=self.COLORS["dim"], font=self.font_label)
rib_parts = []
clean_rib = rib.replace(" ", "")
for i in range(0, len(clean_rib), 4):
rib_parts.append(clean_rib[i:i + 4])
rib_display = " ".join(rib_parts)
draw.text((60, y_rib + 22), rib_display, fill=self.COLORS["white"], font=self.font_rib)
y_solde = 350
draw.text((60, y_solde), "SOLDE", fill=self.COLORS["dim"], font=self.font_label)
solde_str = f"{solde:,.2f} EUR".replace(",", " ")
draw.text((60, y_solde + 22), solde_str, fill=self.COLORS["gold"], font=self.font_large)
y_bottom = self.HEIGHT - 100
draw.text((60, y_bottom), "TITULAIRE", fill=self.COLORS["dim"], font=self.font_label)
draw.text((60, y_bottom + 20), holder_name.upper(), fill=self.COLORS["white"], font=self.font_value)
if account_type == "entreprise" and tva_rate > 0:
draw.text((self.WIDTH - 200, y_bottom), "TVA", fill=self.COLORS["dim"], font=self.font_label)
draw.text((self.WIDTH - 200, y_bottom + 20), f"{tva_rate}%", fill=self.COLORS["accent"], font=self.font_value)
for i in range(5):
x = self.WIDTH - 60 - i * 35
draw.ellipse([x, self.HEIGHT - 50, x + 25, self.HEIGHT - 25], fill=self.COLORS["accent"] if i < 3 else self.COLORS["dim"])
buf = BytesIO()
img.save(buf, format="PNG")
buf.seek(0)
return buf

View file

@ -212,7 +212,17 @@ class BankManager:
raise ValueError("Compte destination introuvable.")
if source["solde"] < montant:
raise ValueError(f"Solde insuffisant. Disponible : {source['solde']:.2f}€")
cursor = await db.execute(
"SELECT client_negative_floor FROM banks WHERE id = ? AND guild_id = ?",
(source["bank_id"], guild_id),
)
bank_row = await cursor.fetchone()
floor = bank_row[0] if bank_row else 0.0
nouveau_solde = source["solde"] - montant
if nouveau_solde < -floor:
raise ValueError(
f"Solde insuffisant. Disponible : {source['solde']:.2f}€, plafond négatif : {-floor:.2f}€"
)
tva_montant = 0.0
montant_net = montant
@ -287,13 +297,26 @@ class BankManager:
if not compte:
raise ValueError("Compte introuvable.")
cursor = await db.execute(
"SELECT vault_balance FROM banks WHERE id = ? AND guild_id = ?",
(compte["bank_id"], guild_id),
)
bank_row = await cursor.fetchone()
if not bank_row:
raise ValueError("Banque introuvable.")
vault = bank_row[0]
if vault < montant:
raise ValueError(
f"Réserve bancaire insuffisante. Disponible : {vault:.2f}€"
)
cursor = await db.execute(
"UPDATE accounts SET solde = solde + ? WHERE rib = ? AND guild_id = ?",
(montant, rib, guild_id),
)
cursor = await db.execute(
"UPDATE banks SET clients_total_balance = clients_total_balance + ? WHERE id = ? AND guild_id = ?",
(montant, compte["bank_id"], guild_id),
"UPDATE banks SET clients_total_balance = clients_total_balance + ?, vault_balance = vault_balance - ? WHERE id = ? AND guild_id = ?",
(montant, montant, compte["bank_id"], guild_id),
)
now = datetime.now().strftime("%Y-%m-%d %H:%M:%S")
@ -318,16 +341,26 @@ class BankManager:
compte = await self._get_account(db, guild_id, rib)
if not compte:
raise ValueError("Compte introuvable.")
if compte["solde"] < montant:
raise ValueError(f"Solde insuffisant. Disponible : {compte['solde']:.2f}€")
cursor = await db.execute(
"SELECT client_negative_floor FROM banks WHERE id = ? AND guild_id = ?",
(compte["bank_id"], guild_id),
)
bank_row = await cursor.fetchone()
floor = bank_row[0] if bank_row else 0.0
nouveau_solde = compte["solde"] - montant
if nouveau_solde < -floor:
raise ValueError(
f"Plafond négatif atteint ({-floor:.2f}€). Solde actuel : {compte['solde']:.2f}€"
)
cursor = await db.execute(
"UPDATE accounts SET solde = solde - ? WHERE rib = ? AND guild_id = ?",
(montant, rib, guild_id),
)
cursor = await db.execute(
"UPDATE banks SET clients_total_balance = clients_total_balance - ? WHERE id = ? AND guild_id = ?",
(montant, compte["bank_id"], guild_id),
"UPDATE banks SET clients_total_balance = clients_total_balance - ?, vault_balance = vault_balance + ? WHERE id = ? AND guild_id = ?",
(montant, montant, compte["bank_id"], guild_id),
)
now = datetime.now().strftime("%Y-%m-%d %H:%M:%S")
@ -337,7 +370,7 @@ class BankManager:
(guild_id, rib, compte["user_id"], montant, "retrait_banquier", now, json.dumps({"banquier_id": banquier_id})),
)
await db.commit()
return {"nouveau_solde": compte["solde"] - montant}
return {"nouveau_solde": nouveau_solde}
finally:
await db.close()
@ -498,3 +531,27 @@ class BankManager:
)
row = await cursor.fetchone()
return dict(row) if row else None
async def set_negative_floor(self, guild_id: int, bank_id: int, floor: float) -> bool:
db = await get_db()
try:
cursor = await db.execute(
"UPDATE banks SET client_negative_floor = ? WHERE id = ? AND guild_id = ?",
(floor, bank_id, guild_id),
)
await db.commit()
return cursor.rowcount > 0
finally:
await db.close()
async def set_vault_balance(self, guild_id: int, bank_id: int, montant: float) -> bool:
db = await get_db()
try:
cursor = await db.execute(
"UPDATE banks SET vault_balance = ? WHERE id = ? AND guild_id = ?",
(montant, bank_id, guild_id),
)
await db.commit()
return cursor.rowcount > 0
finally:
await db.close()

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@ -12,6 +12,7 @@ CREATE TABLE IF NOT EXISTS banks (
establishment_code INTEGER NOT NULL,
vault_balance REAL DEFAULT 0.0,
clients_total_balance REAL DEFAULT 0.0,
client_negative_floor REAL DEFAULT 0.0,
created_at TIMESTAMP DEFAULT CURRENT_TIMESTAMP,
UNIQUE(guild_id, name),
UNIQUE(guild_id, establishment_code)