diff --git a/commandes/panel.py b/commandes/panel.py
index a1b524e..c258c1e 100644
--- a/commandes/panel.py
+++ b/commandes/panel.py
@@ -37,14 +37,14 @@ def _uid(seed: str) -> str:
     return hashlib.md5(seed.encode()).hexdigest()[:12]
 
 
-def _btn(label, style, cid, cb):
-    b = discord.ui.Button(label=label, style=style, custom_id=cid)
+def _btn(label, style, cid, cb, emoji=None):
+    b = discord.ui.Button(label=label, style=style, custom_id=cid, emoji=emoji)
     b.callback = cb
     return b
 
 
 def _back_btn(cid, cb):
-    return _btn("◀ Retour", discord.ButtonStyle.secondary, cid, cb)
+    return _btn("Retour", discord.ButtonStyle.secondary, cid, cb, emoji="◀️")
 
 
 async def _get_user_bank(guild, user) -> dict:
@@ -572,13 +572,13 @@ class CompteDetailView(discord.ui.LayoutView):
         items.extend([
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Carte", discord.ButtonStyle.primary, f"cd_card_{safe}", self._card),
-                _btn("Releve", discord.ButtonStyle.primary, f"cd_stmt_{safe}", self._statement),
-                _btn("Virement", discord.ButtonStyle.primary, f"cd_vir_{safe}", self._vir),
+                _btn("Carte", discord.ButtonStyle.primary, f"cd_card_{safe}", self._card, emoji="💳"),
+                _btn("Relevé", discord.ButtonStyle.primary, f"cd_stmt_{safe}", self._statement, emoji="📄"),
+                _btn("Virement", discord.ButtonStyle.primary, f"cd_vir_{safe}", self._vir, emoji="💸"),
             ),
             discord.ui.ActionRow(
-                _btn("+ Depot", discord.ButtonStyle.success, f"cd_dep_{safe}", self._depot),
-                _btn("- Retrait", discord.ButtonStyle.danger, f"cd_ret_{safe}", self._retrait),
+                _btn("Dépôt", discord.ButtonStyle.success, f"cd_dep_{safe}", self._depot, emoji="💰"),
+                _btn("Retrait", discord.ButtonStyle.danger, f"cd_ret_{safe}", self._retrait, emoji="🏧"),
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(_back_btn("back_cd", self._back)),
@@ -662,7 +662,7 @@ class ComptePanelView(discord.ui.LayoutView):
             solde_str = f"{c['solde']:,.2f} EUR".replace(",", " ")
             label = f"{c['bank_name']} — {c['account_type'].title()} — {solde_str}"
             safe = _uid(c["rib"])
-            btn = _btn(label[:80], discord.ButtonStyle.primary, f"cp_acc_{safe}", self._make_acc_cb(c))
+            btn = _btn(label[:80], discord.ButtonStyle.primary, f"cp_acc_{safe}", self._make_acc_cb(c), emoji="💰")
             items.append(discord.ui.ActionRow(btn))
 
         items.extend([
@@ -706,16 +706,16 @@ class BanquierPanelView(discord.ui.LayoutView):
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Ouvrir Compte", discord.ButtonStyle.success, _uid("bq_open_" + str(author.id)), self._ouvrir),
-                _btn("Consulter Clients", discord.ButtonStyle.secondary, _uid("bq_clients_" + str(author.id)), self._clients),
+                _btn("Ouvrir Compte", discord.ButtonStyle.success, _uid("bq_open_" + str(author.id)), self._ouvrir, emoji="➕"),
+                _btn("Consulter Clients", discord.ButtonStyle.secondary, _uid("bq_clients_" + str(author.id)), self._clients, emoji="👥"),
             ),
             discord.ui.ActionRow(
-                _btn("Info Banque", discord.ButtonStyle.secondary, _uid("bq_info_" + str(author.id)), self._info),
-                _btn("Transactions", discord.ButtonStyle.secondary, _uid("bq_tx_" + str(author.id)), self._tx),
+                _btn("Info Banque", discord.ButtonStyle.secondary, _uid("bq_info_" + str(author.id)), self._info, emoji="ℹ️"),
+                _btn("Transactions", discord.ButtonStyle.secondary, _uid("bq_tx_" + str(author.id)), self._tx, emoji="📊"),
             ),
             discord.ui.ActionRow(
-                _btn("Set Plafond", discord.ButtonStyle.primary, _uid("bq_plaf_" + str(author.id)), self._plafond),
-                _btn("Set Reserve", discord.ButtonStyle.primary, _uid("bq_res_" + str(author.id)), self._reserve),
+                _btn("Set Plafond", discord.ButtonStyle.primary, _uid("bq_plaf_" + str(author.id)), self._plafond, emoji="📉"),
+                _btn("Set Reserve", discord.ButtonStyle.primary, _uid("bq_res_" + str(author.id)), self._reserve, emoji="🏦"),
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(_back_btn("back_bp", self._back)),
@@ -838,16 +838,16 @@ class GouvernementPanelView(discord.ui.LayoutView):
             discord.ui.TextDisplay("Institutions, fisc, banques."),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Creer Banque", discord.ButtonStyle.success, "gp_cbanque", self._cbanque),
-                _btn("Creer Institution", discord.ButtonStyle.success, "gp_cinst", self._cinst),
+                _btn("Créer Banque", discord.ButtonStyle.success, "gp_cbanque", self._cbanque, emoji="🏦"),
+                _btn("Créer Institution", discord.ButtonStyle.success, "gp_cinst", self._cinst, emoji="🏛️"),
             ),
             discord.ui.ActionRow(
-                _btn("Config Fisc", discord.ButtonStyle.primary, "gp_fisc", self._fisc),
-                _btn("Virement Fisc", discord.ButtonStyle.primary, "gp_vfisc", self._vfisc),
+                _btn("Config Fisc", discord.ButtonStyle.primary, "gp_fisc", self._fisc, emoji="📋"),
+                _btn("Virement Fisc", discord.ButtonStyle.primary, "gp_vfisc", self._vfisc, emoji="💸"),
             ),
             discord.ui.ActionRow(
-                _btn("Lister Banques", discord.ButtonStyle.secondary, "gp_lbanques", self._lbanques),
-                _btn("Lister Institutions", discord.ButtonStyle.secondary, "gp_linst", self._linst),
+                _btn("Lister Banques", discord.ButtonStyle.secondary, "gp_lbanques", self._lbanques, emoji="📃"),
+                _btn("Lister Institutions", discord.ButtonStyle.secondary, "gp_linst", self._linst, emoji="📃"),
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(_back_btn("back_gp", self._back)),
@@ -943,20 +943,20 @@ class IdentitePanelView(discord.ui.LayoutView):
             discord.ui.TextDisplay("Cartes d'identite, permis, visites medicales."),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Ma Carte", discord.ButtonStyle.primary, "ip_carte", self._carte),
+                _btn("Ma Carte", discord.ButtonStyle.primary, "ip_carte", self._carte, emoji="🪪"),
             ),
         ]
 
         if has_role(author, "gouvernement"):
             items.append(discord.ui.ActionRow(
-                _btn("Creer Carte", discord.ButtonStyle.success, "ip_ccar", self._ccar),
+                _btn("Créer Carte", discord.ButtonStyle.success, "ip_ccar", self._ccar, emoji="🪪"),
             ))
 
         action_items = []
         if has_role(author, "auto_ecole"):
-            action_items.append(_btn("Permis", discord.ButtonStyle.primary, "ip_permis", self._permis))
+            action_items.append(_btn("Permis", discord.ButtonStyle.primary, "ip_permis", self._permis, emoji="🚗"))
         if has_role(author, "ems"):
-            action_items.append(_btn("Visite Medicale", discord.ButtonStyle.primary, "ip_vismed", self._vismed))
+            action_items.append(_btn("Visite Médicale", discord.ButtonStyle.primary, "ip_vismed", self._vismed, emoji="🏥"))
         if action_items:
             items.append(discord.ui.ActionRow(*action_items))
 
@@ -1014,9 +1014,9 @@ class TicketsPanelView(discord.ui.LayoutView):
             discord.ui.TextDisplay("Gestion des tickets et messages prives."),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Embed Ticket", discord.ButtonStyle.success, "tp_ticket", self._ticket),
-                _btn("Envoyer MP", discord.ButtonStyle.primary, "tp_mp", self._mp),
-                _btn("MP a Tous", discord.ButtonStyle.danger, "tp_mptous", self._mptous),
+                _btn("Embed Ticket", discord.ButtonStyle.success, "tp_ticket", self._ticket, emoji="📩"),
+                _btn("Envoyer MP", discord.ButtonStyle.primary, "tp_mp", self._mp, emoji="✉️"),
+                _btn("MP à Tous", discord.ButtonStyle.danger, "tp_mptous", self._mptous, emoji="📢"),
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(_back_btn("back_tp", self._back)),
@@ -1062,8 +1062,8 @@ class SessionsPanelView(discord.ui.LayoutView):
             discord.ui.TextDisplay("Annonces de sessions et gestion des presences."),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Annoncer Session", discord.ButtonStyle.success, "sp_annonce", self._annonce),
-                _btn("Liste Presences", discord.ButtonStyle.primary, "sp_liste", self._liste),
+                _btn("Annoncer Session", discord.ButtonStyle.success, "sp_annonce", self._annonce, emoji="📅"),
+                _btn("Liste Présences", discord.ButtonStyle.primary, "sp_liste", self._liste, emoji="✅"),
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(_back_btn("back_sp", self._back)),
@@ -1096,13 +1096,13 @@ class ConfigPanelView(discord.ui.LayoutView):
             discord.ui.TextDisplay("Configurer les roles, salons et categories."),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Definir Role", discord.ButtonStyle.primary, "cfg_role", self._crole),
-                _btn("Definir Salon", discord.ButtonStyle.primary, "cfg_chan", self._cchan),
-                _btn("Definir Categorie", discord.ButtonStyle.primary, "cfg_cat", self._ccat),
+                _btn("Définir Rôle", discord.ButtonStyle.primary, "cfg_role", self._crole, emoji="🎭"),
+                _btn("Définir Salon", discord.ButtonStyle.primary, "cfg_chan", self._cchan, emoji="💬"),
+                _btn("Définir Catégorie", discord.ButtonStyle.primary, "cfg_cat", self._ccat, emoji="📂"),
             ),
             discord.ui.ActionRow(
-                _btn("Voir Config", discord.ButtonStyle.secondary, "cfg_voir", self._cvoir),
-                _btn("Reset Config", discord.ButtonStyle.danger, "cfg_reset", self._creset),
+                _btn("Voir Config", discord.ButtonStyle.secondary, "cfg_voir", self._cvoir, emoji="👁️"),
+                _btn("Reset Config", discord.ButtonStyle.danger, "cfg_reset", self._creset, emoji="🗑️"),
             ),
             discord.ui.Separator(),
             discord.ui.ActionRow(_back_btn("back_cfg", self._back)),
@@ -1180,13 +1180,13 @@ class DiversPanelView(discord.ui.LayoutView):
             discord.ui.TextDisplay("Lancer de de et autres outils."),
             discord.ui.Separator(),
             discord.ui.ActionRow(
-                _btn("Lancer un De", discord.ButtonStyle.primary, "dp_roll", self._roll),
+                _btn("Lancer un Dé", discord.ButtonStyle.primary, "dp_roll", self._roll, emoji="🎲"),
             ),
         ]
 
         if author.guild_permissions.administrator:
             items.append(discord.ui.ActionRow(
-                _btn("Stats Bot", discord.ButtonStyle.secondary, "dp_stats", self._stats),
+                _btn("Stats Bot", discord.ButtonStyle.secondary, "dp_stats", self._stats, emoji="📊"),
             ))
 
         items.extend([
@@ -1281,7 +1281,7 @@ class MainPanelView(discord.ui.LayoutView):
         self.add_item(discord.ui.Container(
             discord.ui.TextDisplay(f"## {guild_name} — Panel de Commandes"),
             discord.ui.TextDisplay(f"**Vos roles :** {role_text}"),
-            discord.ui.TextSelect("Selectionnez une categorie ci-dessous."),
+            discord.ui.TextDisplay("Selectionnez une catégorie ci-dessous."),
             discord.ui.Separator(),
             discord.ui.ActionRow(CategorySelect(author, bot)),
             accent_colour=discord.Colour(C_MAIN),
diff --git a/utils/db.py b/utils/db.py
index 1f0690f..5dbcbd5 100644
--- a/utils/db.py
+++ b/utils/db.py
@@ -72,6 +72,11 @@ CREATE INDEX IF NOT EXISTS idx_institutions_guild ON institutions(guild_id);
 """
 
 
+MIGRATIONS = [
+    "ALTER TABLE banks ADD COLUMN client_negative_floor REAL DEFAULT 0.0",
+]
+
+
 async def get_db() -> aiosqlite.Connection:
     os.makedirs(os.path.dirname(DB_PATH), exist_ok=True)
     db = await aiosqlite.connect(DB_PATH)
@@ -79,5 +84,10 @@ async def get_db() -> aiosqlite.Connection:
     await db.execute("PRAGMA journal_mode=WAL")
     await db.execute("PRAGMA foreign_keys=ON")
     await db.executescript(SCHEMA)
+    for migration in MIGRATIONS:
+        try:
+            await db.execute(migration)
+        except Exception:
+            pass
     await db.commit()
     return db